Please note: The Government backed Help to Buy Scheme will no longer be available from October 31st 2022. To be in a position to take advantage of this scheme, you must have reserved your property by 31st October 2022 at the very latest. Help to Buy has helped thousands of people achieve purchasing their dream home possible, so don’t miss out!

Help to Buy Developments Available

We have two developments that can be purchased using the Help to Buy Scheme: Millbrook Square in North London, and Abbey Meadows in Great Wakering, Essex. 

Millbrook Square

Mill Hill, North London, NW7

Millbrook Square features spacious and elegant 1 and 2 bedroom apartments, all interconnected by stunning 3 bedroom family townhouses. 

Prices start from £425,000 and can be purchased using the Help to Buy (HTB) Scheme. But be quick, the government backed scheme HTB scheme will end on October 31st 2022, so applications must be in before this date. 

Find out more

CGI representation of the Millbrook Square development

CGI representation of the Abbey Meadows street scene

Abbey Meadows

Great Wakering, Essex, SS3

Abbey Meadows presents brand-new 2, 3 and 4 bedroom homes in the country village of Great Wakering. These homes are perfect for those looking for a unique residence that boasts the countryside and the coast on your doorstep.

Prices start from £365,000 and all remaining plots can be purchased using the government backed Help to Buy Scheme (HTB). Applications need to be submitted by October 31st 2022, before the scheme is due to end.

Find out more

Help to Buy Information

If you’re looking to buy your first home, one of the options that can assist in getting onto the property ladder is something called a Help to Buy: Equity Loan. This is a finance loan from the UK Government, specifically for first-time buyers in England who are purchasing a newly built home.

The Government provides an equity loan of up to 20% of the property value (up to 40% in London) while you make up the rest of the deposit. The loan is interest-free for 5 years and the remaining 75% of the total property cost will come from a mortgage provider.

One of the most popular elements of the loan is that in most cases, you only need a 5% cash deposit to buy your new home.

Help to Buy: Backed by HM Government

An example

If the house you wanted to buy was £185,000 and it came with a Help to Buy option available, the Government could lend you 20% (£37,000), you would pay a 5% deposit (£9,250) and you’d need to arrange a mortgage to cover the remaining 75% (£138,750).

The amount you can be loaned depends on whereabouts you are buying in England, and you must buy from a homebuilder, like us, that is registered with the scheme.

The following price caps for Help to Buy apply from April 2021 until March 2023:

Region Maximum property price*

North East


North West


Yorkshire and the Humber


East Midlands


West Midlands


East of England




South East


South West


Help to buy calculator

Property value
Results with help to buy
Deposit required
Help to Buy loan
Mortgage required

The Help to Buy: Equity Loan however is only available to apply for until March 2023 and is only for first-time homebuyers looking to purchase a newly built property.

  • The percentage you borrow is based on the market value of your home when you buy it. If the market value of your home rises, so does the amount you owe on your equity loan while if the value of your home falls, the amount you owe on your equity loan falls too.
  • You do not pay interest on the equity loan for the first 5 years. You start to pay interest in year 6, on the equity loan amount you borrowed.
  • The equity loan payments are interest only, so you do not reduce the amount you owe.
  • You can repay all or part of your equity loan at any time. A part payment must be at least 10% of what your home is worth at the time of repayment.
  • You must repay your equity loan in full: (a) at the end of the equity loan term (b) when you pay off your repayment mortgage (c) when you sell your home (d) if you do not follow the terms set out in the equity loan contract and you are asked to repay the loan in full.
  • The amount you pay back is worked out as a percentage of the market value at the time you choose to repay.
  • The Help to Buy: Equity Loan is not available on shared ownership properties.

When you take out your equity loan you agree to repay it in full, plus interest and management fees, so before deciding if an equity loan is right for you, please consider the full cost of your borrowing:

  • For the first five 5 years the equity loan is interest free while you pay a £1 monthly management fee by Direct Debit.
  • From year 6 you will pay: the £1 monthly management fee, a monthly interest fee of 1.75% of the equity loan, the interest rate will rise each year in April by the Consumer Price Index (CPI) plus 2%, and you will continue to pay interest until you repay your loan in full.

For more information on a Help to Buy: Equity Loan you can visit their website or speak to one of our sales agents for more details. To view our properties available please visit our Development pages.

*Help to Buy is available subject to eligibility, terms and conditions.


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